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Multinational Pooling

An international risk management program to provide employee benefits solutions across borders.


Multinational Pooling is a risk management program that allows multinational companies to share the results of local employee benefits plans across the globe.

Pooling involves the consolidation of local employee benefit plans from two or more countries into one account (pool) to assess the overall global result and enabling the client to receive a possible international dividend.


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Pooling with us means for you

Pooling helps to keep the costs of employee benefit plans under control, to keep track of the development of the plans abroad, to detect problems at an early stage and to ensure that plans are in line with your corporate policy.

  • Possible international dividend to reduce overall costs
  • Potential of greater stability of plan costs over time
  • Data and cost transparency
  • Active tracking of the development of employee benefit plans globally
  • Enhances overall risk management and governance

Our Pooling systems

The choice of the right pool depends on a number of factors including size and composition of the pool in combination with your company's risk profile. We offer a full range of pooling systems to ensure that multinationals of all sizes can benefit of pooling.

  • Multi-Employer Pool (MEP)

    Small portfolio of pooled group contracts, no own independent pool
  • Three Year Stop Loss Pool (3ySL)

    Medium portfolio of pooled group contracts in a self-standing pool
  • Limited Loss Carry Forward Pool (LLCF)

    Medium to large portfolio of pooled group contracts in a self-standing pool
  • Stop Loss Pool (SL)

    Large portfolio of pooled group contracts in a self-standing pool

Find out if this solution fits your needs

I am
looking for a global program in the area of
. My company employs
employees worldwide in
countries. Currently we invest
per year in employee benefits. The employee benefits are managed
a global mandate.

You like what we are offering?

Contact your Regional Sales team!

Rachid Belarbi

Rachid Belarbi

Regional Director

You can contact me in English, French and German

+49.711.663.1127 EMAIL RACHID
Oliver Marino

Oliver Marino

Senior Account Manager

You can contact me in English, German and Italian



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